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Blog Posts in 2012

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  • What Happens When You File for Chapter 7 Bankruptcy?
    What Happens When You File for Chapter 7 Bankruptcy?

    Ok, so you've decided you need to file for bankruptcy and you're hoping this decision is going to lead to you becoming debt free and able to breathe easy again. The effect of a discharge certainly ...

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  • Judgments- How They Affect You and How Bankruptcy Can Help
    Judgments- How They Affect You and How Bankruptcy Can Help

    Many individuals come into my office concerned about the fact that they have received a notice from their Sheriff's office or a law firm that a judgment has been entered against them. Often times, ...

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  • My Bank Account Has Been Frozen- What Does This Mean?
    My Bank Account Has Been Frozen- What Does This Mean?

    The most common reason individuals in New York experience a restraint on their bank account is because a creditor has obtained a judgment against them and is enforcing it against their bank account. ...

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  • Why Should I Consider a Chapter 13 Bankruptcy?
    Why Should I Consider a Chapter 13 Bankruptcy?

    A lot of persons who come into my office feel overwhelmed by their debt and cannot imagine trying to do the type of bankruptcy, known as Chapter 13, where they have to make a monthly payment to their ...

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  • Can I File Bankruptcy If I Filed Before?
    Can I File Bankruptcy If I Filed Before?

    It is possible to file for bankruptcy more than once. Often times, although a person may never plan to file more than once, a person is faced with circumstances where they want to consider filing for ...

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  • Stripping a Second Mortgage Doesn't Mean You Don't Pay for Part of That Second Mortgage
    Stripping a Second Mortgage Doesn't Mean You Don't Pay for Part of That Second Mortgage

    One of the great advantages of a Chapter 13 for homeowners who have lost equity in their homes is that a Chapter 13 bankruptcy permits homeowners to strip the second mortgage off their home where that ...

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