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Foreclosure Defense in New York

How Filing for Bankruptcy Can Help You

Your home is your sanctuary, your investment in the future, and a place where you should be able to spend your golden years. But in today's economy, the reality of owning or maintaining the payments on a home can be overwhelming, and many people find themselves struggling to repay debts or even make full payments on time.

If you are one of the thousands of Americans struggling to stay afloat and pay your mortgage, you may be at risk of foreclosure. Declaring bankruptcy or a pursuing a loan modification can be viable options to help you keep your home in New York.

It is important that you contact me, Natasha Meruelo, Attorney at Law, to learn your options and rights.

Filing for bankruptcy in Westchester County can help stop foreclosure by:

  • Placing an automatic stay against your property - this means that all collectors and collection attempts, including foreclosure, must halt and you have an opportunity to explore your home retention options.
  • The Automatic stay is usually in place throughout the duration of your bankruptcy and if you are participating in a court ordered loss mitigation program, no foreclosure against your home may continue.

When you work with my firm, I will take the time to get to know you and your situation and develop a personalized resolution for your case. I understand that this time in your life can be confusing and frustrating, but with the guidance of a knowledgeable bankruptcy lawyer, you may be able to resolve your debt efficiently and effectively.

Schedule a Free, No-Obligation Consultation Today

Are you ready to take action and protect your home from foreclosure or bank seizure? Now is the time to act! Contact me in Westchester County to arrange an appointment with a trusted bankruptcy professional.

I offer free initial case reviews to all clients because learning and understanding your rights should not cost a thing.

* This is Attorney Advertising. Natasha Meruelo, Esq., designated as a Federal Debt Relief Agent by an Act of Congress and the President of the United States, proudly assists consumers seeking relief under the US Bankruptcy Code. Prior results do not guarantee a similar outcome; see attached- 342b and 527a/b .

Defending Your Consumer and
Debtor Rights

  • “Truly caring and affordable attorney that listens and explains in easy to understand language.”

    Former Client

  • “She turned a potential once-in-a-lifetime disaster into a perfect outcome.”

    Bankruptcy Client

  • “Natasha alleviated my stress, by explaining the process fully and answered all my questions.”


  • “She is a standout and anyone would be hard pressed to find better representation.”

    Former Client

  • “She handled everything flawlessly.”

    Bankruptcy Client

  • “I would highly recommend Natasha C. Meruelo as a great lawyer.”


  • “Natasha Meruelo handled my situation with the utmost skill and professionalism.”

    Bankruptcy Client

  • “Ms. Meruelo took care of everything. I was not harassed by telephone calls or delinquent notices.”

    Bankruptcy Client

  • “We were walked through with baby steps and at the time it was exactly what we needed.”

    Carmen C.

  • “It was so difficult for me but she made me so comfortable.”

    Arah G.

  • “Ms. Meruelo is not only knowledgeable about the bankruptcy process she has excellent people skills.”

    Bankruptcy Client

  • “She is incredibly professional, courteous, patient, knowledgeable and truly a pleasure to work with.”


  • “I would recommend anyone going through a very difficult financial hardship contact Ms. Meruelo for a consultation. You will be glad you did.”


  • “She is very accommodating if you need later evening or weekend appointments- even conference calls.”


  • “Natasha made everything seems a bit easier.”

    Christina C.