Due to COVID-19, we are offering "touchless" or "contactless" legal services to those seeking bankruptcy relief. The bankruptcy courts are still open and operating remotely during this time and are accepting bankruptcy filings. My office is currently offering consultations by Google Meet video meetings or telephone and everything else can be done by email, scanning, fax or photos. For the time being, bankruptcy hearings are occurring by teleconference or video services. We are open and here to help people in these trying times. Please don’t hesitate to call us if you wish to discuss bankruptcy options.

Due to COVID-19, we are offering "touchless" or "contactless" legal services to those seeking bankruptcy relief. The bankruptcy courts are still open and operating remotely during this time. Please don’t hesitate to call us if you wish to discuss bankruptcy options.

Request Your Free Consultation Today 914.752.5098
Put Over a Decade of Experience in Your Corner

Foreclosure Defense in New York

How Filing for Bankruptcy CAN SAVE YOUR HOME

Your home is your sanctuary, your investment in the future, and a place where you should be able to spend your golden years. But in today's economy, the reality of owning or maintaining the payments on a home can be overwhelming, and many people find themselves struggling to repay debts or even make full payments on time.

If you are one of the thousands of Americans struggling to stay afloat and pay your mortgage, you may be at risk of foreclosure. Declaring a Chapter 7 or Chapter 13 bankruptcy or pursuing a loan modification can be viable options to help you keep your home in New York.

If you're at risk of losing your home to foreclosure, contact me, Natasha Meruelo, Attorney at Law, to learn your options and rights in New York.

Filing for bankruptcy in Westchester County can help stop foreclosure by:

  • Placing an automatic stay - The automatic stay is usually in place throughout the duration of your bankruptcy and if you are participating in a court-ordered loss mitigation program, no foreclosure against your home may continue. Collectors and collection attempts must halt and you have an opportunity to explore your home retention options.
  • Restructuring the arrearage with Chapter 13 - While Chapter 7 will temporarily stop foreclosure, Chapter 13 is the best way to permanently save your home. You can pay off your past due mortgage payments with your Chapter 13 plan.

When you work with my firm, I will take the time to get to know you and your situation and develop a personalized resolution for your foreclosure case. I understand that this time in your life can be confusing and frustrating, but with the guidance of a knowledgeable foreclosure defense lawyer, you may be able to resolve your debt efficiently and effectively.

PROTECT YOUR HOME IN WESTCHESTER COUNTY, NY

Are you ready to take action and protect your home from foreclosure or bank seizure? Now is the time to act! Contact me in White Plains, NY to arrange an appointment with a trusted foreclosure defense professional.

I offer free initial case reviews to all clients because learning and understanding your rights should not cost you.

* This is Attorney Advertising. Natasha Meruelo, Esq., designated as a Federal Debt Relief Agent by an Act of Congress and the President of the United States, proudly assists consumers seeking relief under the US Bankruptcy Code. Prior results do not guarantee a similar outcome; see attached- 342b and 527a/b.

Defending Your Consumer and
Debtor Rights

  • “Quality service”

    FLovette

  • “Ms. Meruelo is not only knowledgeable about the bankruptcy process she has excellent people skills.”

    Bankruptcy Client

  • “I would recommend anyone going through a very difficult financial hardship contact Ms. Meruelo for a consultation. You will be glad you did.”

    Jacobi

  • “She is a standout and anyone would be hard pressed to find better representation.”

    Former Client

  • “Natasha Meruelo handled my situation with the utmost skill and professionalism.”

    Bankruptcy Client

  • “She turned a potential once-in-a-lifetime disaster into a perfect outcome.”

    Bankruptcy Client

  • “She is very accommodating if you need later evening or weekend appointments- even conference calls.”

    Michelle

  • “Ms. Meruelo took care of everything. I was not harassed by telephone calls or delinquent notices.”

    Bankruptcy Client

  • “I would highly recommend Natasha C. Meruelo as a great lawyer.”

    Anthony

  • “Natasha made everything seems a bit easier.”

    Christina C.

  • “She is incredibly professional, courteous, patient, knowledgeable and truly a pleasure to work with.”

    Bonnie

  • “She handled everything flawlessly.”

    Bankruptcy Client

  • “Truly caring and affordable attorney that listens and explains in easy to understand language.”

    Former Client

  • “It was so difficult for me but she made me so comfortable.”

    Arah G.

  • “Natasha alleviated my stress, by explaining the process fully and answered all my questions.”

    Michelle