Due to COVID-19, we are offering "touchless" or "contactless" legal services to those seeking bankruptcy relief. The bankruptcy courts are still open and operating remotely during this time and are accepting bankruptcy filings. My office is currently offering consultations by Google Meet video meetings or telephone and everything else can be done by email, scanning, fax or photos. For the time being, bankruptcy hearings are occurring by teleconference or video services. We are open and here to help people in these trying times. Please don’t hesitate to call us if you wish to discuss bankruptcy options.

Due to COVID-19, we are offering "touchless" or "contactless" legal services to those seeking bankruptcy relief. The bankruptcy courts are still open and operating remotely during this time. Please don’t hesitate to call us if you wish to discuss bankruptcy options.

Request Your Free Consultation Today 914.752.5098
Put Over a Decade of Experience in Your Corner

Harassed by Creditors?

Tenacious White Plains Creditor Harssment Defense

If you are having trouble repaying your debt, you may be plagued with calls and other communications from your creditors. Filing for Chapter 7 or Chapter 13 bankruptcy gives you the protection of the “automatic stay” which puts a stop to all creditor action and halts all attempts to communicate with you or collect against you by phone, mail, lawsuits, wage garnishments and restraints on your bank accounts. To put a stop to creditor harassment, call on a White Plains bankruptcy attorney right away.

For 10 years I have been fighting for clients who feel trapped by debt and are unsure of what to do. Natasha Meruelo, Attorney at Law is committed to helping clients take positive steps with their finances through bankruptcy, mortgage loan modifications, or other ways of resolving their financial problems and debts. With my experience, I can provide you with the legal insight and answers to your questions that you need to get you through this difficult time.

Stopping Creditors from Pestering You

After filing for bankruptcy, creditors are required to cease most contact with you as a result of the automatic stay and legal action can be taken against them if they do not stop bothering you. Once your discharge is entered, you should not be bothered by anyone over a debt that was discharged. If this is happening to you, give me a call. As a bankruptcy attorney, I can ensure that any creditor harassment comes to an end and can take legal action against those who violate the automatic stay.

Filing for bankruptcy can do the following:

  • Stop frozen accounts
  • Stop harassing phone calls
  • Stop foreclosures
  • Stop repossessions
  • Stop wage garnishments
  • Stop lawsuits against you

If creditors continue to contact you, get in touch with a White Plains bankruptcy lawyer from my firm to put a stop to it.

Know your rights!

The Bankruptcy Code is clear in that creditor harassment must end immediately once a bankruptcy case is filed, in most cases. Contact includes phone calls, text messages, letters, or email.

If you are being hounded by creditors and have filed for bankruptcy and received your discharge, you also have rights to protect your discharge. Call Natasha Meruelo, Attorney at Law right away and I can take swift action against them. You have rights guaranteed by law. Let me stand up for your rights and fight for your peace of mind!

Reach out to my firm for a free initial case review to learn how I can protect you!

Defending Your Consumer and
Debtor Rights

  • “She is incredibly professional, courteous, patient, knowledgeable and truly a pleasure to work with.”


  • “Truly caring and affordable attorney that listens and explains in easy to understand language.”

    Former Client

  • “She handled everything flawlessly.”

    Bankruptcy Client

  • “We were walked through with baby steps and at the time it was exactly what we needed.”

    Carmen C.

  • “She turned a potential once-in-a-lifetime disaster into a perfect outcome.”

    Bankruptcy Client

  • “I would highly recommend Natasha C. Meruelo as a great lawyer.”


  • “Natasha Meruelo handled my situation with the utmost skill and professionalism.”

    Bankruptcy Client

  • “Ms. Meruelo is not only knowledgeable about the bankruptcy process she has excellent people skills.”

    Bankruptcy Client

  • “Natasha made everything seems a bit easier.”

    Christina C.

  • “She is a standout and anyone would be hard pressed to find better representation.”

    Former Client

  • “Natasha alleviated my stress, by explaining the process fully and answered all my questions.”


  • “She is very accommodating if you need later evening or weekend appointments- even conference calls.”


  • “Ms. Meruelo took care of everything. I was not harassed by telephone calls or delinquent notices.”

    Bankruptcy Client

  • “I would recommend anyone going through a very difficult financial hardship contact Ms. Meruelo for a consultation. You will be glad you did.”


  • “Quality service”