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Reasons To Choose My Firm

  • Vigorous Advocacy
  • Conscientious Representation
  • Diligent Counsel
  • Free Case Consultations
  • Extensively Experienced Attorney
  • I Will Offer You One-On-One Attention & Personalized Legal Solutions
  • I Can Help You Take Back Control Of Your Finances

    Financial setbacks can happen to anybody. Medical emergencies, job loss, or divorce can quickly create a mountain of debt. If you are struggling with overwhelming debt obligations, filing for bankruptcy can be an effective way to keep harassing creditors at bay, stop potential lawsuits, and provide you with some financial peace of mind.

    Bankruptcy is more common than you think, and I have assisted many different people, in all walks of life, with filing for bankruptcy. You are not alone and you should not be scared or ashamed to take advantage of a debt relief option created by our government to help people suffering with financial difficulties.

    At Natasha Meruelo, Attorney at Law, I have dedicated my practice to delivering customized solutions to complex financial difficulties. As your White Plains bankruptcy attorney, I offer the personalized attention and straightforward answers you deserve when tackling your debt.

    Don't let your financial problems escalate! Call my Westchester County firm to book a free case review.

    Comprehensive Bankruptcy Representation

    White Plains Bankruptcy AttorneyFor nearly a decade, I have been assisting my clients in regaining their financial health. Declaring bankruptcy is a complicated process involving numerous legal procedures, and can be highly stressful without the proper guidance of an attorney. Issues that may seem basic may not be so simple at all. This is why you need a good attorney to take this stress off your shoulders and handle every issue in your case so you don't have to navigate the complexities alone.As a compassionate bankruptcy professional, I am your personal debt relief advocate. I can provide the reassuring counsel you require to successfully navigate through all steps of your bankruptcy proceedings.

    My Westchester County bankruptcy firm can deliver the experienced legal assistance you need for numerous areas of bankruptcy, including:

    • Chapter 7 bankruptcy : This bankruptcy involves liquidating or discharging personal liability of burdensome debt. You can eliminate personal liability for credit cards, personal loans, unsecured debts, mortgage or car payments you can no longer afford, income taxes and penalties, medical bills, and a multitude of other debts. You must pass a means test to file and I can analyze your case to make sure you are eligible.
    • Chapter 13 bankruptcy: This bankruptcy reorganizes your debt so you can get back on track and create a reasonable payment plan to help you pay back debts you may have to repay or wish to repay. Most debts repaid in Chapter 13, such as mortgage arrears, tax debts that may not be dischargeable, or child support arrears, can be repaid at 0% interest and without further late fees or penalties. I can help you determine what your monthly payment can be during your free consultation.
    • Discharging tax debt : Some income tax liability may be completely eliminated in bankruptcy. Complex rules apply and I can help you determine if you can free yourself of this debt.
    • Loss Mitigation and Residential Foreclosure Mediation Programs : The US Bankruptcy Court for the Southern District of New York and the NY State Courts have implemented mediation programs that allow creditors and homeowners to have an opportunity to work together to reach a resolution that may allow the homeowner an affordable option to stay in their home. I can help you determine if you may be eligible for a loan modification and represent you in these proceedings.
    • Service members' Civil Relief Act (SCRA): The SCRA establishes certain procedures that must be followed in all civil proceedings in order to protect service member defendants. I can help defend you if these procedures have been violated or help enforce these rules and prevent a foreclosure.
    • Forestalling foreclosures : Declaring bankruptcy may delay or prevent the loss of your home in addition to providing you with an option to work with your lender to obtain a loan modification to keep your home. I can provide the honest feedback you need to decipher if this option is available to you.
    • Debt collection defense: Bankruptcy enacts an automatic stay to halt creditor collection. If you are being sued by a creditor or being harassed by a debt collector, I can deliver uncompromised legal advocacy to protect your consumer rights and stop this harassment.
    • Defense of a bankruptcy trustee lawsuit: If a bankruptcy trustee suspects you of fraud or objects to your discharge, you may be prevented from discharging your debt and getting the fresh start you were hoping for and may also be subject to criminal prosecution. I can provide the unwavering advocacy you need to challenge such allegations and help you get your discharge.

      Take the first step in taking back control of your finances. Call my firm today to schedule a complimentary appointment.

      Contact Me for a Free Case Review!

      Mounting debt can make you feel like your life is spinning out of control. At Natasha Meruelo, Attorney at Law, I can provide the individualized representation and skilled legal counsel you need and have a right to expect throughout your bankruptcy proceedings.

      I offer flexible appointment scheduling, including evenings and early morning appointments, upon request. All base bankruptcy services are provided at a flat fee with discounts available to members of the military and armed forces.

      Natasha Meruelo, Attorney at Law, represents residents throughout New York in communities, including Westchester County, Putnam County, Dutchess County, and Rockland County. I am available to meet clients either in my White Plains or New York City office.


      * This is Attorney Advertising. Natasha Meruelo, Esq., designated as a Federal Debt Relief Agent by an Act of Congress and the President of the United States, proudly assists consumers seeking relief under the US Bankruptcy Code. Prior results do not guarantee a similar outcome; see attached- 342b and 527a/b .

      Defending Your Consumer and
      Debtor Rights

      • “I would highly recommend Natasha C. Meruelo as a great lawyer.”

        Anthony

      • “Natasha made everything seems a bit easier.”

        Christina C.

      • “She is a standout and anyone would be hard pressed to find better representation.”

        Former Client

      • “She is very accommodating if you need later evening or weekend appointments- even conference calls.”

        Michelle

      • “Truly caring and affordable attorney that listens and explains in easy to understand language.”

        Former Client

      • “Natasha Meruelo handled my situation with the utmost skill and professionalism.”

        Bankruptcy Client

      • “It was so difficult for me but she made me so comfortable.”

        Arah G.

      • “I would recommend anyone going through a very difficult financial hardship contact Ms. Meruelo for a consultation. You will be glad you did.”

        Jacobi

      • “She is incredibly professional, courteous, patient, knowledgeable and truly a pleasure to work with.”

        Bonnie

      • “Ms. Meruelo took care of everything. I was not harassed by telephone calls or delinquent notices.”

        Bankruptcy Client

      • “She turned a potential once-in-a-lifetime disaster into a perfect outcome.”

        Bankruptcy Client

      • “We were walked through with baby steps and at the time it was exactly what we needed.”

        Carmen C.

      • “Ms. Meruelo is not only knowledgeable about the bankruptcy process she has excellent people skills.”

        Bankruptcy Client

      • “She handled everything flawlessly.”

        Bankruptcy Client

      • “Natasha alleviated my stress, by explaining the process fully and answered all my questions.”

        Michelle